Which Legal rules apply to your account?
Our Legal terms set the conditions for opening, using and closing your account, while our privacy wording explains how account details and payment records are handled. We may ask you to complete phone verification before account access and to confirm payment ownership when a wallet or
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bank route is used. DANA, OVO, GoPay and QRIS records can help us match a transaction to your account; bank transfer and virtual account references serve the same purpose for those routes. We retain records for the period required for account administration and applicable local requirements.
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Access depends on local law, including for you in Surabaya or elsewhere in Indonesia, and these terms apply where local law permits. Read the current wording before you open an account, then contact support if any clause needs clarification.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.